Make your dream come true with
Opticom Finance

Get quick loans and savings to fund your dreams and business.

Apply for instant loans

Select Loan Amount

₦10,000
₦10,000₦1,000,000

Tenor

1 Day
1 Day30 Days
Total Repayment

₦11,000

Repayment Date

15 Jun, 2023

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Apply for Opticom Finance Loans

Opticom Easy Loan

Get a fast, easy and convenient loan when you sign up on Opticom.

Amount

₦10,000-₦50,000

Interest

5% per week

Tenor

14 -30 days

Opticom Salary Loan

Payday loan specifically for working class individuals. Employment and account details are required for this loan.

Amount

₦20,000-₦100,000

Interest

5% per week

Tenor

14-90 days

Opticom Digi Loan

Loan for self employed individuals. Evidence of consistent monthly incomes for at least 3 months is required for this loan.

Amount

₦20,000-₦100,000

Interest

5% per week

Tenor

14-90 days

Invest and grow with Opticom Finance

Fixed/Term Investments

Lock money for a fixed duration until maturity.

Minimum Amount

₦50,000

Maximum Amount

₦5,000,000

Interest

10% P.A

Tenor

3 months - 1 year

Timely Investments

Save and manage your funds at any time.

Minimum Amount

₦50,000

Maximum Amount

₦1,000,000

Interest

8% P.A

Tenor

1 day - 1 year

Opticom Finance Lease

Get finance for equipment or assets needed for your business use.

Minimum Amount

Flexible

Maximum Amount

Flexible

Tenor

6-18 months

Getting Started

step 1

Step 1

Download the Opticom App either on Play Store or App Store or visit our Web App.
step 2

Step 2

Sign up fast and easily on the Opticom Mobile or Web App.
step 3

Step 3

Complete your loan application and submit a valid identification and your bank details.
step 4

Step 4

If eligible, your loan amount will be credited into your wallet within 24 hours.

Frequently Asked Questions

  • General
  • Loans
  • Repayment and transactions
  • Security
  • What is Opticom Finance?

    Opticom Finance is a lending app designed with the intention of making the lending process easy. The application grants you easy access to loans with just a few clicks.
  • Is Opticom Finance a bank?

    No, Opticom Finance Limited is a non-bank financial company. We do not receive deposits from the general public however we offer savings on the mobile app
  • How do I get started?

    Our app is easily accessible on Google Store and App Store for download and you can get started in just a few minutes and most importantly, it is completely free.
  • Is Opticom Finance registered

    Opticom Finance is a service provided by Opticom Finance Limited (RC 347832), a licensed and regulated company.